Account

Basic Saving Account

  • Bank offer 4% Interest on Savings Bank Deposit as per RBI's Directive.
  • Customer has to maintain minimum balance or Rs.1000/- for Cheque Book facility.
  • Bank also open zero balance saving account with certain conditions/ limited transaction.
  • Bank offer nomination facility for all deposit accounts.
  • Customer can open single/joint account and that account can jointly,operate as per instruction like Any one, Jointly, Any two Jointly either or survivor etc.
  • Customer can open Savings A/c for his/her minor children.
  • Bank offer Computerised passbook to  Account holders.
  • Bank is member of Deposit Insurance and Credit Guarantee Scheme in which customers deposits are insured up to Rs. 1 Lac.

Rules & Regulation for Savings Bank Account

  • Every Depositor must have to fulfill KYC norms as per RBI directive.
  • The Customer has to give all the valid proof under KYC norms at the time of opening an account as per RBI Guideline.
  • Guardian can open Minor's Savings Account. Birthdate Proof is required for minor account.
  • The Bank's management having right to close the account after notice if account holder do not keep sufficient opening balance to clear inward cheque or ECS.
  • The customer must have to preserve his/her cheque book & passbook in his custody. The Bank is not responsible for any misuse of cheque book & pass book.
  • Interest on Savings deposit is calculated on daily balances as per RBI's directives.
  • Stop payment of particular cheque/s facility is available but the customer has to keep sufficient balance to match the cheque amount then only the cheque will be returned with the reason of stop payment and stop payment charges will be levied from the account.
  • The Bank is having all rights of appropriation, set off, lien and change the rules and regulation.

 

KYC Documents

  • ID Photo proof  ( Any One )​
  1. Passport
  2. Aadhar Card,
  3. Voter ID Card,
  4. Driving License
  •  Address Proof  (Any One)
  1. Electricity Bill (not more than 3 months old) 
  2. BSNL Landline Telephone Bill (not more than 3 months old) 
  3. Municipal Tax Bill
  4. Aadhar Card,
  • Passport Size Photograph - 2 Copies
  • Copy of PAN Card.

Current Account

  • Customer can open Current Account with minimum balance or Rs.2000/-.
  • Nomination facility for all individual accounts and proprietary concern accounts.
  • Personalized services.
  • SMS alert facilities on debit and credit transitions.
  • Special facility by way of telephonic inquiry.
  • Under DICGC scheme deposits are insured up to Rs.1 Lac.

Rules & Regulation

  • Customer must have to fulfill KYC norms as per RBI directive.
  • The Customer has to give all the valid proof at the time of opening an account under KYC norms as per RBI Guidelines.
  • The Bank's management is having right to close the account after notice if account holder do not keep sufficient balance to clear inward cheque or ECS.
  • The customer must have to preserve his/her cheque book in his custody. The Bank is not responsible for any misuse of cheque book.
  • Cheque book charges will be debited from the account at the time of issue of cheque book. Other Charges which will be applicable will also be deducted from the account.
  • Stop payment of particular cheque/s facility is available but the customer has to keep sufficient balance to match the cheque amount then only the cheque will be returned with the reason of stop payment and stop payment charges will be levied from the account.
  • The Bank is having all rights of appropriation, set off, lien and change the rules and regulation.

Documents Require to Open Current Account

  • For Proprietorship
  1. ID Photo proof  ( Any One )​
  2. Passport,
  3. Aadhar Card,
  4. Voter ID Card,
  5. Driving License.
  •  Address Proof  (Any One)
  1. Electricity Bill (not more than 3 months old)
  2. BSNL Landline Telephone Bill (not more than 3 months old)
  3. Municipal Tax Bill
  4. Aadhar Card,
  • Passport Size Photograph - 2 Copies
  • Firm Registration Certificate
  • GST Registration Certificate
  • Shop establishment Certificate
  • PAN Number.
  • For Partnership
  • Partnership deed
  • Firm Registration Certificate
  • Firm PAN Card
  • All partner's Photo ID proof
  • All partner's Address Proof
  • All partner's Passport Size Photograph - 2 Copies
  • For Company
  • Company's PAN card
  • Company's Address Proof
  • POA for Opening and operating bank account and operating Instruction.
  • Resolution for Opening Account with Bank.
  • GST Registration Certificate
  • Copy of Memorandum and Articles of Association & Latest Form No.32.
  • All Direcrors KYC